Financial Advisor for Tradies

Grow Your Wealth.
Enjoy Your Life.
Make Work Optional.

You work hard, earn well, and run a tight operation. Track Wealth helps tradies and trade business owners build serious personal wealth with strategies built around the way you earn, the way you're taxed, and the life you want to live.
Book A Free Strategy Call
What Sets Us Apart
  • 10+ Years advising
  • 5.0 / 5.0 Google rating
  • CPA Certified Practising Accountant
Expert Advice Built Around Both of You

Expert Advice Built for Tradies

We understand how tradies and trade business owners earn, how they're taxed, and what it takes to build serious personal wealth outside a business that consumes everything you put into it.

Wealth & Retirement Planning

  • Build a strategy
  • Model your timeline
  • Make work optional
Learn More

Investment Advice

  • Make your money work harder
  • Build wealth beyond your super
  • Structures suited to your income level
Learn More

Save on Tax

  • Keep more of what you earn
  • Smarter structures for business income
  • Proactive advice before year end
Learn More

Self Managed Super Funds

  • Take control now
  • Invest beyond super
  • Expert setup & strategy
Learn More

Your Time Is Valuable.
We Make Every Dollar Count.

Real Client Result
$2.4M
Combined super achieved in 4 years from $1.2M through a coordinated retirement and investment strategy.
Schedule a Free Consultation
Meet Track Wealth

Driving Results Through Strategy.

Track Wealth was built for one type of client: the high-income professional or business owner who has worked hard to get where they are and wants to make sure their money is working just as hard. For tradies and trade business owners, that means advice that understands irregular income, tools and equipment expenses, trust distributions, and the challenge of building personal wealth when everything keeps going back into the business.
Meet Leigh Smith
  • Director, Track Wealth
  • CPA & SMSF accredited
  • 10+ years specialist advice
Learn More
Proactive Advice

We are always looking at ways to help improve your situation and adapt your strategy when your circumstances change. We monitor legislation changes, investment performance and your personal circumstances so your strategy stays ahead, not behind.

  • Identify opportunities before you ask
  • Stay ahead of tax and legislative changes
  • Coordinate with your accountant, lawyer and broker

No two tradies have the same financial position. Whether you’re a sole trader, running a company, or distributing through a trust, we build strategies around how your money actually works.

  • Super and investment strategy built around your income structure
  • Tax planning to keep more of what you own and grow your wealth
  • Retirement modelling based on your actual lifestyle and timeline

Your finances don’t exist in silos. We coordinate across your super, investments, tax, insurance and estate plan and work directly alongside your accountant and bookkeeper so nothing falls through the cracks.

  • One strategy that covers every area of your finances
  • Direct communication with your existing advisers
  • Nothing missed at the intersection of tax and financial planning

You’re on the tools during the day. Our clients have direct access to Leigh outside of work hours by phone, email or meeting whenever something comes up that needs a conversation.

  • No waiting for a scheduled review to get an answer
  • Direct access to your adviser, not a call centre
  • Proactive contact from us when things change

Find the Right Solution for Your Situation

Successful tradies and trade business owners are often among the most over-taxed. Not because of anything they’re doing wrong, but because the business structure hasn’t been reviewed since the early days and nobody has looked at how the business income and personal income interact.

A good tax strategy isn’t just about the return. It’s about how income flows through the structure and how every entity is working together.

Business Income Structuring
Whether you're a sole trader, operating through a company, or distributing through a trust, we review how income flows through your structure and identify the most tax-effective way to pay yourself.
Super Contribution Strategy
Business owners often neglect super in the early years. We build a contribution strategy around your business income to build your balance efficiently and reduce tax at the same time.
Debt Recycling
If you're carrying a home loan, debt recycling converts non-deductible mortgage debt into tax-deductible investment debt. One of the most impactful strategies available to business owners with surplus cash flow.

A common pattern among business owners is reinvesting all profits back into the business, often at the expense of personal wealth building. At some point it’s essential to diversify your financial exposure beyond your business and establish a separate wealth strategy. Your business is one asset, not a complete financial plan.

Personal Wealth Building
We build a personal investment strategy that runs alongside the business: super, shares, and managed funds, so your wealth isn't entirely dependent on what the business is worth on the day you sell it.
Business Premises Through Super
If you own or lease your business premises, purchasing it through a Self Managed Super Fund can be one of the most effective wealth-building strategies available to trade business owners.
Business Exit Planning
We integrate your eventual exit from the business into your retirement and investment strategy so when the time comes to step back, the financial structure is ready to support it.

Most tradies we work with have a number in their head: an age at which they’d like to have the option to step back from the tools. The problem is they’ve never had anyone sit down and show them whether that’s actually achievable, what it would take, and whether they’re on track.

We give you that answer.

Retirement Income Modelling
We model your retirement income across multiple scenarios based on your assets, income, and lifestyle costs so you have a clear number, a clear date, and a clear path.
Super Catch-Up Strategy
If your super balance is lower than it should be because everything went back into the business, we build a strategy to close the gap using catch-up contributions and investment structures outside super.
Post-Business Retirement Planning
When you're ready to sell or step back, we manage the transition: structuring the sale proceeds, building a retirement income strategy, and making sure the tax position is as efficient as possible.
Our Clients

Trusted by Trade Business Owners. Proven by Results.

We work with tradies and trade business owners at every stage, from those still growing the business to those preparing to step back, who need advice that understands the intersection of business and personal finance.
Learn More
10+
Years of Experience
A decade advising Brisbane's high-income professionals and high-net-worth families.
CPA
Qualified
Leigh holds CPA accreditation alongside SMSF and Tax Financial Adviser credentials giving clients confidence in the quality and breadth of advice they receive.
Unlimited
Access
Every client has direct access to Leigh throughout the year not just at review time. Phone, email, or meeting whenever something comes up.
5/5.0
Google Rating
Rated 5 stars by every client who has reviewed us on Google.
Book a Meeting
Book A Free Strategy Call
FAQ's

Questions High Income Couples Ask Before Getting Started

The answers to the questions we hear most often from high-income professional couples before they decide to work with us.

Book a Free Consultation
My income varies a lot depending on the season and work available. Can you still build a strategy around that?

Yes. Variable income is one of the most common challenges for trade business owners and one of the things we’re most experienced at working around. We build strategies that maximise what goes into super and investments in strong periods, and structure things so the plan stays on track when work is quieter.

Yes. Purchasing commercial property through a Self Managed Super Fund is one of the most effective strategies available to trade business owners. You pay rent to yourself, build equity in the fund, and hold the asset in a tax-effective structure. We advise on whether it makes sense for your situation and manage the setup and compliance if it does.

No. A strong business income, used correctly, can build a meaningful super balance and personal investment portfolio in a relatively short period. The key is having the right strategy in place and starting sooner rather than later.

Get in Touch

Change Starts With a Conversation

Ready to get your finances sorted?
Fill out the form and we'll be in touch within one business day.
Call us at:

0478 219 115

Visit us at:

Level 2, 87 Ipswich Rd, Woolloongabba QLD 4102

Schedule a Free Consultation

By submitting this form you agree to our Privacy Policy. Track Wealth may contact you via email or phone to follow up on your enquiry.