Financial Advisor for Software Engineers and Tech Professionals

Grow Your Wealth.
Enjoy Your Life.
Make Work Optional.

You're earning well in one of Australia's highest-paying industries. Track Wealth helps software engineers, data scientists, cloud architects, cyber security professionals, and tech contractors build serious personal wealth — with strategies built around the complexity of tech income, contractor arrangements, and the tax exposure that comes with a senior technical career.
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What Sets Us Apart
  • 10+ Years advising
  • 5.0 / 5.0 Google rating
  • CPA Certified Practising Accountant
Expert Advice Built Around Both of You

Expert Advice Built for Tech Professionals

We understand how software engineers and tech professionals earn, how they're taxed, and what it takes to build serious wealth on a high income in a fast-moving industry.

Wealth & Retirement Planning

  • Build a strategy
  • Model your timeline
  • Make work optional
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Investment Advice

  • Make your money work harder
  • Build wealth beyond your super
  • Structures suited to your income level
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Save on Tax

  • Keep more of what you earn
  • Smarter structures for business income
  • Proactive advice before year end
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Self Managed Super Funds

  • Take control now
  • Invest beyond super
  • Expert setup & strategy
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Your Time Is Valuable.
We Make Every Dollar Count.

Real Client Result
$2.4M
Combined super achieved in 4 years from $1.2M through a coordinated retirement and investment strategy.
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Meet Track Wealth

Driving Results Through Strategy.

Track Wealth was built for one type of client: the high-income professional who has worked hard to get where they are and wants to make sure their money is working just as hard. For software engineers, data scientists, cloud architects, cyber security professionals, IT consultants, and tech contractors, that means advice that understands project-based income, contractor arrangements, equity compensation, and the significant tax exposure that comes with a senior technical career at full pace.
Meet Leigh Smith
  • Director, Track Wealth
  • CPA & SMSF accredited
  • 10+ years specialist advice
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Proactive Advice

We are always looking at ways to help improve your situation and adapt your strategy when your circumstances change. We monitor legislation changes, investment performance and your personal circumstances so your strategy stays ahead, not behind.

  • Identify opportunities before you ask
  • Stay ahead of tax and legislative changes
  • Coordinate with your accountant, lawyer and broker

No two tech professionals have the same financial position. Whether you’re a salaried engineer at a major tech firm, a contractor billing through your own company, or receiving equity compensation through RSUs or stock options, we build strategies around how your income actually works.

  • Super and investment strategy built around your income structure
  • Tax planning to keep more of what you own and grow your wealth
  • Retirement modelling based on your actual lifestyle and timeline

Your finances don’t exist in silos. We coordinate across your super, investments, tax, insurance and estate plan and work directly alongside your accountant and other advisors so nothing falls through the cracks.

  • One strategy that covers every area of your finances
  • Direct communication with your existing advisers
  • Nothing missed at the intersection of tax and financial planning

Tech moves fast and so does life. Our clients have direct access to Leigh throughout the year by phone, email or meeting whenever something comes up that needs a conversation.

  • No waiting for a scheduled review to get an answer
  • Direct access to your adviser, not a call centre
  • Proactive contact from us when things change

Find the Right Solution for Your Situation

Tech contractors in Australia are among the highest-earning professionals in the country — and among the most over-taxed when their structure hasn’t been properly reviewed. Whether you’re billing through a Pty Ltd company, working through an agency, or operating as a sole trader, the way your income is structured has a significant impact on what you keep.

Most contractors we work with are paying more tax than they need to simply because nobody has looked at the full picture.

Contractor Income Structuring
We review how your contracting income flows and identify the most tax-effective structure for your situation, whether that's through a company, a trust, or as an individual, and coordinate with your accountant to implement it correctly.
Super Contribution Strategy
Contractors often neglect super because it's not automatic. We build a contribution strategy around your contracting income, maximising what goes in during strong periods and keeping the plan on track when contracts change.
Debt Recycling
If you're carrying a home loan, debt recycling converts non-deductible mortgage debt into tax-deductible investment debt. One of the most impactful strategies available to high-income contractors with surplus cash flow.

Equity compensation through Restricted Stock Units (RSUs) or Employee Share Schemes (ESS) is increasingly common for tech professionals working at major firms including Google, Amazon, Microsoft, Atlassian, Salesforce, and Australian scale-ups.

The tax treatment of RSUs and stock options in Australia is complex and often misunderstood. Getting it wrong can result in significant unexpected tax bills. Getting it right can make a meaningful difference to what you actually keep.

RSU and ESS Tax Planning
We advise on the Australian tax treatment of RSUs, ESS options, and vesting schedules, working alongside your accountant to make sure the tax position is managed correctly and opportunities aren't missed.
Diversification Strategy
Concentrated equity in a single company creates significant financial risk. We build a diversification strategy that reduces concentration risk and deploys proceeds into a tax-effective investment portfolio.
Capital Gains Tax Planning
When shares vest or options are exercised, the timing of any subsequent sale affects the CGT position significantly. We plan ahead so the tax outcome is optimised before decisions are made.

Senior software engineers, data scientists, cloud architects, engineering managers, CTOs, and CIOs in Australia commonly earn between $150,000 and $350,000 or more. But high income alone doesn’t build wealth. Without the right structure, a significant portion of every dollar goes to the ATO, super sits in a default fund, and the wealth that should be building isn’t.

Track Wealth identifies what’s being lost and redirects it toward things that actually move you forward.

Household Tax Strategy
We identify every legitimate strategy to reduce your tax burden: from salary sacrifice and debt recycling to investment structures and super contributions, coordinated across your full income position.
Super Optimisation
Most tech professionals have their super sitting in a default balanced fund that hasn't been reviewed since they started their first job. We review the investment mix, maximise contributions, and make sure every dollar going in is working as hard as it can.
Investment Strategy Outside Super
Super is one piece of the picture. We build a coordinated investment strategy across shares, ETFs, managed funds, and property that works alongside your super and tax position toward the same long-term goal.
Our Clients

Trusted by Tech Professionals. Proven by Results.

We work with software engineers, senior developers, data scientists, cloud architects, cyber security professionals, engineering managers, IT consultants, product managers, and tech contractors who need advice that matches the complexity of their income and career.
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10+
Years of Experience
A decade advising Brisbane's high-income professionals and high-net-worth families.
CPA
Qualified
Leigh holds CPA accreditation alongside SMSF and Tax Financial Adviser credentials giving clients confidence in the quality and breadth of advice they receive.
Unlimited
Access
Every client has direct access to Leigh throughout the year not just at review time. Phone, email, or meeting whenever something comes up.
5/5.0
Google Rating
Rated 5 stars by every client who has reviewed us on Google.
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FAQ's

Questions Tech Professionals Ask Before Getting Started

The answers to the questions we hear most often from software engineers and tech professionals before they decide to work with us.

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I'm a tech contractor billing through my own company. Can you help with my structure?

Yes. Contractor income structures for tech professionals vary significantly and the right setup depends on your billing arrangements, your income level, and your personal goals. We review your current structure, identify the most tax-effective approach, and coordinate with your accountant to implement it correctly. Most contractors we work with find meaningful improvements here.

Almost always yes. Most tech professionals have their super in a default balanced fund that was selected when they started their first job and hasn’t been reviewed since. We review the investment mix, the fees, and whether the current allocation reflects your risk profile and retirement timeline. In many cases a review results in meaningful improvements to the projected outcome.

Track Wealth is designed for established high-income professionals and business owners, or people close to retirement who have built significant wealth and want to partner with the right team to help navigate their financial future. We work with a select group of clients. If you think you might be a good fit, we’d love to have a conversation.

Get in Touch

Change Starts With a Conversation

Ready to get your finances sorted?
Fill out the form and we'll be in touch within one business day.
Call us at:

0478 219 115

Visit us at:

Level 2, 87 Ipswich Rd, Woolloongabba QLD 4102

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