SMSF Adviser
Take Control of Your Super and Invest on Your Terms
A Self Managed Super Fund gives you more flexibility, more control, and more investment options than a standard super fund. But it also comes with more complexity. Track Wealth helps you set it up, run it correctly, and use it to build serious wealth for retirement.
Sound familiar?
My super is sitting in a default fund doing very little I know I can be doing something smarter with it
I want to invest in property through my super but I have no idea where to start or if it's even the right move.
My business does well but my super balance is low I need to start building wealth outside the business.
Expert SMSF Advice From Setup Through to Retirement
A Self Managed Super Fund isn’t right for everyone. But for high-income earners, business owners, and investors with the right asset base, it can be one of the most powerful wealth-building tools available.
The problem is most people either don’t know if an SMSF is right for them, or they set one up without a clear strategy and end up with a fund that costs more than it earns. Track Wealth specialises in SMSF advice for clients who want to do more with their super not just hold it in a fund and hope for the best.
- SMSF establishment and full compliance setup
- Investment strategy development tailored to your goals
- Property investment through super residential and commercial
- Contribution strategies to maximise what goes in
- Transition to retirement and pension phase planning
- Ongoing trustee support
Comprehensive SMSF Advice and Management
SMSF Setup & Establishment
Investment Strategy
Property Through Super
Contribution & Tax Strategy
Pension & Retirement Phase
Call Us Today to Schedule a Free Consultation
We Approach SMSF Advice
Is an SMSF Right for You?
We start with an honest assessment your current super balance, investment goals, complexity, and cost. If an SMSF isn’t the right fit, we’ll tell you. If it is, we’ll show you exactly what it could look like.
Set It Up Correctly
We handle the full establishment process structure, trust deed, investment strategy, and ATO registration so your fund is compliant and ready to invest from day one.
Build Your Investment Strategy
We develop a clear strategy based on your goals whether that’s direct shares, property, cash, or a mix and implement it in a way that keeps your fund compliant and moving forward.
Ongoing Management and Review
We review your fund’s performance, compliance, and strategy at least annually adjusting as legislation, markets, and your personal circumstances evolve.
Find Out If an SMSF Is the Right Move for You
In one conversation, we can tell you whether an SMSF makes sense for your situation, what it would cost, and what it could unlock.
You've Built Up a Solid Super Balance and Want More Control Over How It's Invested
You’ve been contributing for years and the balance is meaningful but it’s sitting in a fund you didn’t choose, invested in options you don’t understand, managed by people you’ve never met.
An SMSF gives you direct control over where your super is invested. For people with the right balance and the right strategy, that control can make a significant difference to where you end up at retirement.
- Direct investment into shares, ETFs, and managed funds
- Ability to hold commercial or residential property inside super
- Greater transparency over fees, performance, and holdings
- A fund structure that works alongside your broader wealth strategy
You're a Business Owner Who Wants to Buy Your Premises Through Super
One of the most effective strategies available to business owners is purchasing their commercial premises inside their SMSF paying rent to themselves, building equity in the fund, and keeping the asset in a tax-effective structure.
It’s a powerful strategy, but only when it’s set up and managed correctly. We advise business owners on whether it makes sense, how to structure it, and what the compliance obligations look like.
- Commercial property acquisition through SMSF via LRBA
- Rent structuring and related party lease compliance
- Integration with your broader business and retirement strategy
- Trustee education and ongoing compliance support
You Have High Income and Want to Use Super as a Tax-Effective Wealth Building Tool
For high-income earners, superannuation is one of the most tax-effective structures available with contributions taxed at 15% rather than your marginal rate, and investment earnings taxed at just 15% in accumulation phase.
An SMSF gives you the control to invest that super strategically not just in default balanced funds, but in assets that align with your broader wealth-building approach.
- Salary sacrifice and concessional contribution maximisation
- Coordination between your SMSF and personal investment structures
- Tax-effective income splitting and spouse contribution strategies
- Division 296 planning for balances approaching $3M
You Already Have an SMSF But It's Not Being Managed as Well as It Should Be
A lot of people set up an SMSF years ago, got some initial advice, and have largely left it alone since. The fund is compliant just but there’s no real strategy, the investment mix hasn’t been reviewed, and you’re not sure it’s actually performing.
We work with trustees who want to take their existing SMSF seriously reviewing the strategy, improving the investment mix, and making sure the fund is working as hard as it should be.
- SMSF health check and performance review
- Investment strategy update and rebalancing
- Compliance audit and trustee obligation review
- Integration with your overall retirement plan
SMSF Accredited. Experienced. And Focused on Your Outcomes.
Track Wealth holds SMSF accreditation and has spent over a decade advising clients on whether an SMSF is right for them, how to set one up correctly, and how to use it as part of a broader wealth strategy.
We don’t recommend SMSFs to everyone. We recommend them when they make sense when the balance justifies the cost, the strategy justifies the complexity, and the client has a clear reason for wanting more control.
Accredited SMSF Specialists
Leigh Smith holds SMSF accreditation through the SMSF Association one of the recognised credentials for advisers providing SMSF advice in Australia.
Honest About Whether It's Right for You
If an SMSF doesn’t make sense for your situation, we’ll tell you and point you toward a better alternative. We’re not here to set up funds for the sake of it.
Integrated With Your Broader Strategy
Your SMSF doesn’t exist in isolation. We ensure it works alongside your investment properties, business interests, personal tax position, and retirement timeline.
Ongoing Support, Not Just Setup
We stay involved after establishment — reviewing compliance, updating your investment strategy, and making sure your fund continues to perform as your circumstances change.