Financial Advisor for Engineers

Grow your Wealth.
Enjoy your life.
Make work optional.

You've built a strong career with a solid income. Track Wealth helps engineers across Brisbane and Queensland build the wealth to match it with strategies that account for your income structure, your project-based earnings, and the complexity that comes with a high-income technical career.
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What Sets Us Apart
  • 10+ Years advising
  • 5.0 / 5.0 Google rating
  • CPA Certified Practising Accountant
Expert Advice Built for Engineers

Expert Advice Built for the Way You Work

We understand how engineers earn, how they're taxed, and what it takes to build serious wealth on a high income.

Wealth & Retirement Planning

  • Build a strategy
  • Model your timeline
  • Make work optional
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Investment Advice

  • Make your money work harder
  • Build wealth beyond your super
  • Structures suited to your income level
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Wealth Protection & Insurance

  • Protect your income
  • Reduce your premiums
  • Cover what matters
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Self Managed Super Funds

  • Take control now
  • Invest beyond super
  • Expert setup & strategy
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Your Time Is Valuable.
We Make Every Dollar Count.

Real Client Result
$2.4M
Combined super achieved in 4 years from $1.2M through a coordinated retirement and investment strategy.
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Meet Track Wealth

Driving Results Through Strategy.

Track Wealth was built for one type of client: the high-income professional who has worked hard to get where they are and wants to make sure their money is working just as hard. For engineers, that means advice that understands project-based income, contractor arrangements, FIFO rosters, and the significant tax exposure that comes with a senior technical career at full pace.
Meet Leigh Smith
  • Director, Track Wealth
  • CPA & SMSF accredited
  • 10+ years specialist advice
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Proactive Advice

We don’t wait for you to come to us. We monitor legislation changes, investment performance and your personal circumstances so your strategy stays ahead, not behind.

  • Identify opportunities before you ask
  • Stay ahead of tax and legislative changes
  • Coordinate with your accountant, lawyer and broker

No two engineers have the same financial position. Whether you’re employed, contracting, or working FIFO, we build strategies around how you actually earn not a template applied to everyone.

  • Super and investment strategy built around your income structure
  • Tax planning tailored to partnership distributions or brief fees
  • Retirement modelling based on your actual lifestyle and timeline

Your finances don’t exist in silos. We coordinate across your super, investments, tax, insurance and estate plan — and work directly alongside your accountant and other advisors so nothing falls through the cracks.

  • One strategy that covers every area of your finances
  • Direct communication with your existing advisers
  • Nothing missed at the intersection of tax and financial planning

Whether you’re on site, offshore, or working remotely, our clients have direct access to Leigh throughout the year by phone, email or meeting whenever something comes up that needs a conversation.

  • No waiting for a scheduled review to get an answer
  • Direct access to your adviser, not a call centre
  • Proactive contact from us when things change

Find the Right Solution for Your Situation

Senior engineers and contractors are among the highest-taxed professionals in Australia. Without a proactive strategy, a significant portion of every dollar you earn goes straight to the ATO. The income is there the structure to keep more of it usually isn’t.

Contractor and PAYG Tax Structuring
Whether you're employed, contracting through a company, or working as a sole trader, the way your income is structured has a significant impact on your tax position. We identify the most effective structure for your situation.
Debt Recycling
If you're carrying a home loan, debt recycling converts non-deductible mortgage debt into tax-deductible investment debt one of the most impactful strategies available to high-income earners with surplus cash flow.
Super Contribution Strategy
Directing more income into super at 15% rather than your marginal rate is a straightforward win. We maximise what goes in without overstepping the contribution limits.
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For most engineers, super is the largest single asset they hold and the one that gets the least attention. A default balanced fund that hasn’t been reviewed since your first graduate role is costing you more than you realise.

SMSF Assessment
We assess whether a Self Managed Super Fund makes sense for your balance, your goals, and your investment interests and set it up correctly if it does.
Contribution Maximisation
We build a super contribution strategy around your income structure — whether that's salary sacrifice, personal deductible contributions, or catch-up contributions for years where contributions were lower.
Investment Strategy Review
We review how your super is invested and make sure it's positioned to grow in a way that aligns with your timeline, your risk profile, and your retirement goals.
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Most engineers we work with have a number in their head an age or an income level at which they’d like to have the option to step back from full-time work. The problem is they’ve never had anyone sit down and show them whether that’s actually achievable, what it would take, and whether they’re on track.

Retirement Income Modelling
We model your retirement income across multiple scenarios based on your assets, income, and lifestyle costs — so you have a clear number, a clear date, and a clear path.
Pre-Retirement Strategy
The final years of a senior engineering career are the highest-earning and the most important for building wealth. We make sure your super, investments, and tax strategy are all optimised in that window.
Transition to Retirement Planning
When you're ready to wind down, we manage the transition — pension phase structuring, drawdown strategy, and making sure the tax position is as efficient as possible on the way out.
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Our Clients

Trusted by Engineers. Proven by Results.

We work with engineers at every stage of their career from senior professionals building their first serious investment portfolio to contractors managing complex income structures and planning their eventual retirement.
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10+
Years of Experience
A decade advising Brisbane's high-income professionals and high-net-worth families.
$500K
Minimum FUM
We work with clients who are serious about building and protecting real wealth.
$400K
Debt Cleared
Non-deductible debt eliminated for a single client using a structured debt recycling strategy.
5/5.0
Google Rating
Rated 5 stars by every client who has reviewed us on Google.
$2.4M
Super Achieved
Combined super grown from $1.2M on track to retire in 4 years.
FAQ's

Questions Engineers Ask Before Getting Started

The answers to the questions we hear most often from engineers before they decide to work with us.

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I work FIFO does that affect my financial planning?

FIFO work often means a higher income, lower personal expenses during roster cycles, and significant surplus cash flow that isn’t being used strategically. We work with FIFO professionals to make sure that surplus is being redirected toward super, investments, and debt reduction not just sitting in a bank account.

In many cases, yes. Ongoing financial advice fees relating to the management of investments and income-producing assets are generally tax deductible. We confirm what applies to your specific situation and coordinate with your accountant to make sure they’re claimed correctly.

Yes, as part of a broader financial strategy. We advise on property as an asset class including whether to buy, hold or sell, how to structure property debt, and how investment properties interact with your tax position and retirement timeline.

Track Wealth is designed for established business owners and high-income earners or people close to retirement who have built significant wealth who want to partner with the right team to help navigate their financial future. We work with a select group of clients if you think you might be a good fit, we’d love to have a conversation.

Get in Touch

Change Starts With a Conversation

Ready to get your finances sorted?
Fill out the form and we'll be in touch within one business day.
Call us at:

0478 219 115

Visit us at:

Level 2, 87 Ipswich Rd, Woolloongabba QLD 4102

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