Business Exit Planning
Know Exactly What Your Exit Looks Like Before You Need to Make It
Most business owners think about exiting the business far too late. The decisions you make in the years before you sell how the business is structured, how wealth is held outside it, and how the proceeds are deployed determine the financial outcome far more than the sale price itself.
Sound familiar?
My business does well but almost everything I have is tied up in it I don't know what I'd actually walk away with.
I want to exit in the next few years but I have no idea if I'm financially ready or what the process actually looks like.
I've never really separated my personal wealth from the business and I know that's a problem.
A Plan That Tells You Exactly What Your Exit Is Worth and When You're Ready for It
Most business owners know roughly what their business is worth. What they don’t have is a clear picture of what they’d actually walk away with after tax, after debt, and after the transition period and whether that’s enough to fund the retirement they want.
Track Wealth builds exit strategies that work backwards from your retirement goal. We model what you need, identify the gaps, and build a coordinated plan that strengthens your position before the exit so when the time comes, you’re ready.
- Exit readiness assessment based on your current personal wealth position
- Retirement income modelling built around your projected exit proceeds
- Tax planning for the sale structure, timing, and CGT minimisation
- Personal wealth building in the years leading up to the exit
- Super contribution strategy to maximise what goes into the fund before you stop
- Estate planning updated to reflect the change in your financial position post-sale
Business Exit Planning That Covers Every Angle
Exit Readiness Assessment
Pre-Exit Wealth Building
Tax Planning for the Sale
Post-Sale Capital Strategy
Super Strategy Around the Exit
Not sure if you're ready to exit?
Let's find out.
How We Approach Business Exit Planning
Understand Where You Stand
We start by mapping your full position the business, your personal assets, your super, your debt, and your retirement income needs. Most business owners have never seen all of it in one place.
Model Your Exit Scenarios
We project multiple exit scenarios based on different valuations, timelines, and structures showing you what you’d actually walk away with after tax and what that means for your retirement.
Build Your Pre-Exit Strategy
We develop a clear plan for the years leading up to the exit building personal wealth, maximising super contributions, reducing tax, and making sure the business and personal structures are optimised for the sale.
Execute the Exit and Deploy the Proceeds
When the sale settles, we coordinate the post-sale capital strategy deploying proceeds into the right structures, managing the tax position, and transitioning you into a retirement income strategy built around your new financial position.
Find Out If You're Actually Ready to Exit Your Business
In one conversation we can assess where you stand, model what your exit could look like, and show you what needs to happen between now and then.
You're a Few Years Out and Want to Know If You're Financially Ready
Most business owners who come to Track Wealth are 3 to 7 years from their intended exit. They know the business has value but they’ve never had anyone model what they’d actually walk away with, whether that’s enough, and what it would take to close any gap.
That’s exactly what we do. We model the numbers, show you the scenarios, and give you a clear picture of where you stand so you can make the right decisions in the years that matter most.
- Exit readiness assessment based on your actual numbers
- Retirement income modelling at different exit valuations
- Identification of what needs to change before you're ready to sell
- Pre-exit wealth building strategy to strengthen your position
Your Wealth Is Tied Up in the Business and You Haven't Built Much Outside It
One of the most common situations we see: a business that’s generating strong income, an owner who’s been putting everything back in, and very little personal wealth built outside the entity.
If the business is your only significant asset, the exit becomes everything. Track Wealth works with business owners to build personal wealth in parallel with the business so you’re not entirely dependent on the sale price and the exit isn’t the only plan.
- Personal investment strategy built alongside the business
- Super contributions maximised from business income
- Debt recycling to build wealth outside the business
- Investment structures built to reduce concentration risk
You Want to Minimise the Tax You Pay When You Sell
The tax position on a business sale is one of the most significant financial events most business owners will ever face. And it’s almost entirely determined by decisions made well before the sale the structure of the business, how long assets have been held, and whether the right concessions have been planned for.
Track Wealth works alongside your accountant and solicitor in the years before the sale to make sure the tax position is as good as it can be when the time comes.
- CGT concession eligibility review — small business, 50% discount, retirement exemption
- Business structure review ahead of the sale
- Timing strategy to maximise CGT concessions available
- Coordination with your accountant and solicitor on the sale structure
You've Sold the Business and Need to Know What to Do With the Proceeds
The period immediately after a business sale is one of the most financially consequential and one of the least planned for. A significant amount of capital lands in your hands at once, and how you deploy it in the first 12 months sets the foundation for everything that follows.
Track Wealth builds the post-sale capital strategy well before settlement so it’s ready to execute the moment the deal closes, the tax position is managed correctly, and the transition into retirement income is as smooth as possible.
- Post-sale capital deployment strategy built before settlement
- Super contribution strategy using sale proceeds
- Retirement income strategy built around the new financial position
- Investment structure review to minimise ongoing tax on the proceeds
We Don't Just Advise on the Exit. We Build the Strategy That Makes It Work.
A business exit is not a single event it’s the culmination of years of decisions. The tax position, the personal wealth built outside the business, the super balance, the investment structures, and the retirement income plan all need to be coordinated well before the sale if the outcome is going to be what you want.
Track Wealth takes a whole-of-financial-life approach to business exit planning. We work alongside your accountant, your solicitor, and your other advisors and we start planning years before you intend to sell.
Starts Years Before the Exit
The best business exit strategies are built 3 to 7 years before the sale. We start early so there’s time to act on the opportunities that matter most.
Coordinated With Your Accountant and Solicitor
We work directly alongside your existing advisors making sure the financial strategy, the tax advice, and the legal structure are all telling the same story.
Builds Personal Wealth in Parallel
We don’t just plan for the exit. We build personal wealth alongside the business so you’re not entirely dependent on what the business sells for.
Manages the Full Transition
From pre-exit strategy through to post-sale capital deployment and retirement income planning we manage the full transition so nothing falls through the cracks.