Financial Advisor for Allied Health Business Owners

Grow your Wealth.
Enjoy your life.
Make work optional.

You've built a successful allied health practice. Track Wealth helps physiotherapists, occupational therapists, psychologists, and allied health business owners build the personal wealth to match it with strategies built around practice income, business structures, and the complexity that comes with owning and running a health business.
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What Sets Us Apart
  • 10+ Years advising
  • 5.0 / 5.0 Google rating
  • CPA Certified Practising Accountant
Expert Advice Built for Allied Health Business Owners

Expert Advice Built for the Way You Work

We understand how allied health business owners earn, how they're taxed, and what it takes to build serious personal wealth outside a practice that demands everything you put into it.

Wealth & Retirement Planning

  • Build a strategy
  • Model your timeline
  • Make work optional
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Investment Advice

  • Make your money work harder
  • Build wealth beyond your super
  • Structures suited to your income level
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Wealth Protection & Insurance

  • Protect your income
  • Reduce your premiums
  • Cover what matters
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Self Managed Super Funds

  • Take control now
  • Invest beyond super
  • Expert setup & strategy
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Your Time Is Valuable.
We Make Every Dollar Count.

Real Client Result
$2.4M
Combined super achieved in 4 years from $1.2M through a coordinated retirement and investment strategy.
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Meet Track Wealth

Driving Results Through Strategy.

Track Wealth was built for one type of client: the high-income professional or business owner who has worked hard to get where they are and wants to make sure their money is working just as hard. For allied health business owners whether you run a physiotherapy clinic, an occupational therapy practice, a psychology service, that means advice that understands practice income, mixed contractor and employee workforces, and the challenge of building personal wealth when everything goes back into the practice.
Meet Leigh Smith
  • Director, Track Wealth
  • CPA & SMSF accredited
  • 10+ years specialist advice
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Proactive Advice

We don’t wait for you to come to us. We monitor legislation changes, investment performance and your personal circumstances so your strategy stays ahead, not behind.

  • Identify opportunities before you ask
  • Stay ahead of tax and legislative changes
  • Coordinate with your accountant, lawyer and broker

No two allied health business owners have the same financial position. Whether you’re a sole practitioner, running a multi-practitioner physiotherapy or occupational therapy practice, or managing a team of NDIS support workers, we build strategies around how your money actually works not a template applied to everyone.

  • Super and investment strategy built around your income structure
  • Tax planning tailored to partnership distributions or brief fees
  • Retirement modelling based on your actual lifestyle and timeline

Your finances don’t exist in silos. We coordinate across your super, investments, tax, insurance and estate plan and work directly alongside your accountant, bookkeeper and practice manager so nothing falls through the cracks.

  • One strategy that covers every area of your finances
  • Direct communication with your existing advisers
  • Nothing missed at the intersection of tax and financial planning

Running a practice means your days are full of clients, staff, and operational demands. Our clients have direct access to Leigh outside of clinical hours by phone, email or meeting whenever something comes up that needs a conversation.

  • No waiting for a scheduled review to get an answer
  • Direct access to your adviser, not a call centre
  • Proactive contact from us when things change

Find the Right Solution for Your Situation

Allied health business owners are often among the most over-taxed not because of anything they’re doing wrong, but because the practice structure hasn’t been reviewed since the early days, and nobody has looked at how business income and personal income interact.

Practice Income Structuring
Whether you operate as a sole trader, through a company, or via a trust, we review how income flows through your structure and identify the most tax-effective way to pay yourself and your family where applicable.
Debt Recycling
If you're carrying a home loan alongside practice debt, debt recycling converts non-deductible personal debt into tax-deductible investment debt one of the most impactful strategies available to business owners with surplus cash flow.
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Your practice is doing well. But when you look at what you actually own outside of it the super balance, the investment portfolio, the personal assets the picture is thinner than it should be.

Most allied health business owners get to their mid-40s and realise they’ve been building the practice at the expense of building personal wealth. The practice is the asset but it’s also the risk. A clear strategy builds wealth on both sides of the ledger.

Personal Wealth Building Outside the Practice
We build a personal investment strategy that runs alongside the practice super, shares, and managed funds so your wealth isn't entirely dependent on what the practice is worth on the day you sell it.
Practice Premises Through Super
If you own or lease your physiotherapy clinic, occupational therapy rooms, or allied health premises, purchasing them through a Self Managed Super Fund can be one of the most effective wealth-building strategies available paying rent to yourself and building equity in a tax-effective structure.
Practice Exit and Succession Planning
We integrate your eventual exit from the practice into your retirement and investment strategy so when the time comes to sell or step back, the financial structure is ready to support it.
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Most allied health business owners have a point in mind at which they’d like to step back from clinical work. The problem is they’ve never had anyone sit down and show them whether that’s actually achievable, what it would take, and whether they’re on track.

We give you that answer.

Retirement Income Modelling
We model your retirement position across multiple scenarios with and without a practice sale, at different exit valuations, and at different timelines so you have a clear picture of where you stand.
Pre-Retirement Strategy
The years before a practice exit are critical. We make sure your super, investments, and personal wealth are as strong as possible before the sale so you're not entirely dependent on what the practice sells for.
Transition to Retirement Planning
When the sale settles, how you deploy the proceeds matters enormously. We build the post-sale strategy well before the sale so it's ready to execute when the time comes — minimising tax and maximising what goes to work for you.
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Our Clients

Trusted by Allied Health Business Owners. Proven by Results.

We work physiotherapists, occupational therapists, psychologists, NDIS providers, and allied health business owners at every stage from those still growing the practice to those preparing to exit who need advice that understands the intersection of health business ownership and personal finance.
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10+
Years of Experience
A decade advising Brisbane's high-income professionals and high-net-worth families.
CPA
Qualified
Leigh holds CPA accreditation alongside SMSF and Tax Financial Adviser credentials giving clients confidence in the quality and breadth of advice they receive.
Unlimited
Access
Every client has direct access to Leigh throughout the year not just at review time. Phone, email, or meeting whenever something comes up.
5/5.0
Google Rating
Rated 5 stars by every client who has reviewed us on Google.
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FAQ's

Questions Allied Health Business Owners Ask Before Getting Started

The answers to the questions we hear most often from allied health business owners before they decide to work with us.

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My income varies depending on patient load and contractor arrangements can you build a strategy around that?

Yes. Variable and mixed income is one of the most common challenges for allied health business owners and one of the things we’re most experienced at working around. We build strategies that maximise what goes into super and investments in strong periods, and structure things so the plan stays on track when revenue fluctuates.

Yes. Purchasing commercial property through a Self Managed Super Fund is one of the most effective strategies available to allied health business owners paying rent to yourself, building equity in the fund, and holding the asset in a tax-effective structure. We advise on whether it makes sense for your situation and manage the setup and compliance if it does.

Mixed workforce arrangements add complexity to how income flows and how it’s taxed. We review your current structure, identify the most tax-effective way to manage practice income, and coordinate with your accountant to make sure the structure is working as efficiently as possible.

Yes. We integrate your practice exit into your broader retirement and investment strategy including how to structure the sale, how to deploy the proceeds, and what the financial picture looks like before and after the transaction. We work alongside your accountant and solicitor on the detail.

Get in Touch

Change Starts With a Conversation

Ready to get your finances sorted?
Fill out the form and we'll be in touch within one business day.
Call us at:

0478 219 115

Visit us at:

Level 2, 87 Ipswich Rd, Woolloongabba QLD 4102

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